Author Archives: robdwyerbrazil

Clothes don’t cover Haiti’s problems

The country’s poverty is in marked contrast to the relative affluence of its neighbours. It needs access to finance beyond disaster relief. But can banks make a business case for a nation in such poor repair? It’s an understatement to … Continue reading

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Latin America’s best bank 2019: Santander Brasil

Despite the headwinds for region’s banks, there were some outstanding performances that demonstrate what can be achieved without macroeconomic support. The best example of this was Santander Brasil, Latin America’s best bank. The success of Santander Brasil’s chief executive, Sergio … Continue reading

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First-skirmishes-in-brazilian-fintech-war

The phony war has been long, but the first real battle has now begun in Brazil’s fintech space. The growth of fintechs in Brazil has been closely monitored by market participants for years. The narrative is well established: the high … Continue reading

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First skirmishes in Brazilian fintech war

The growth of fintechs in Brazil has been closely monitored by market participants for years. The narrative is well established: the high adoption of digital technologies (71% of the population has a smart phone) in the huge, entrepreneurial economy has … Continue reading

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Santander’s second LatAm engine

While profits in the UK slipped by 13% in the first three months of the year, the bank beat estimates thanks largely to the Brazilian bank’s latest blockbuster result. In the third quarter, Santander’s Brazilian business grew earnings by 20% … Continue reading

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Will Argentina take all of its bitter medicine?

Argentina’s central bank says it knows it needs to restore credibility, but if the recession persists and with elections next year, could the BCRA use the embedded flexibility in the IMF’s  new monetary system to – again – ease too soon? Gradualism … Continue reading

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Bolsonaro’s Trumpian Pact

The Brazilian markets have been soaring in recent weeks as it became increasingly likely that Jair Bolsonaro would become Brazil’s next president. The real has been rallying; so too has the Bovespa. Now that Jair Bolsonaro’s victory as president has … Continue reading

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Argentina’s banks face strategy dilemma

The slow pace of Argentina’s fiscal reform programme finally caught up with its government last week and, compounded by an error in monetary strategy at the end of last year and a deteriorating risk environment for emerging markets, the country … Continue reading

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Interview: Niall Ferguson

Niall Ferguson has a call in a little over half an hour, he warns, after the introductions are done. He needs to call his immigration lawyer ahead of a naturalization examination he faces in the US on his return. As … Continue reading

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Argentina: Two confessions

I am going to confess an unpopular opinion: I am getting worried about Argentina.­ I am also going to confess to embarrassing naivety: I have been testing my hypothesis with the wrong bankers. But first, my concerns about Argentina. The … Continue reading

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